Rehabs That Take Insurance
The most efficient way to treat drug or alcohol addiction is to go to one of the top inpatient drug treatment centers for addiction. However, despite the fact that at least 10% of the American population suffers from addiction, few people can afford a prime treatment. Fortunately, the Affordable Care Act (Obamacare) guarantees that the country’s insurance systems cannot deny help to substance dependents. Currently, there are several alternatives for seeking financial assistance for your rehabs, such as Medicare, Medicaid, or private insurance. It is essential to know a little more, so that you can select the perfect alternative, and be able to choose among the premier rehabs that accept insurance.
MedicareA number of top-rated addiction treatment centers accept Medicare. However, because it is a government program, there are severe conditions for getting help. You must be over 65 and have Medicare Part A for inpatient coverage. The main problem with Medicare support is that it can only last 60 days for each time you apply. If you want to extend your recovery, you must leave the rehab center and apply for re-entry. This can be done up to a cumulative maximum of 190 days. If you require more time, you will need to look at alternative funding.
MedicaidYou will also find leading inpatient drug and alcohol rehab programs that accept Medicaid coverage. This system supports low-income people or family groups, so to apply, your annual combined income cannot exceed $25,100 (for a family of four, for example). In addition to the limited income, the applicant must also be one of these:
- A child under 19
- Living with a disability
- A parent or adult caring for a child
- An adult without dependent children (in some states)
- An eligible immigrant
Private InsuranceThe tremendous advantage of using private insurance to finance your rehab is that it will allow you to reach the greatest programs in the nation, such as those offered at Royal Life Rehab Centers at Puget Sound. With private insurance, you will have complete freedom to choose the treatment center that best suits your lifestyle and needs. It all depends on the type of policy and the conditions and coverage of the policy. Nevertheless, thanks to the ACA (Obamacare), the carrier of your policy is addressed to offer you coverage. It is possible that the treatment you select among the rehabs that take insurance is considered a luxury by some insurance companies. This would mean that you would have to pay a deductible. However, premium rehabs like Royal Life Centers at Puget Sound offer excellent financial aid alternatives.
Count on the BestIf you want help with your dependency, we are here to help. Let our specialists assist you in determining which alternative is right for you, and get the best substance dependence treatment in the area. Contact us for help to find the best drug and alcohol treatment program that is an exact fit for you.
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